Amex cash magnet4/5/2023 You can also redeem your rewards for merchandise and gift cards. Simply every $1 spent on the card earns an unlimited 1.5% cash back, which isn't a bad earning rate especially considering the fact that many cards offering higher percentages on certain categories offer just 1% on everything that isn't in one of the bonus or higher tier categories.Īdditionally, your cash back is recorded as Reward Dollars that can be redeemed as statement credit, which means it can directly help you keep your card balance down and avoid interest payments on a higher balance. While it's true that you could potentially earn more cash back per $1 spent with some other credit cards, we like that the CardName is a flat-rate credit card, meaning there are no categories or spending limits to think about when it comes to earning rewards.
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